Totally agreed with WSJ article "The Democratization of Credit Is Over"
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Tags:  economy 

Hi, I'm Prajwal and this is my personal blog mainly focusing on some random things directy or indirectly affecting my life with some extra touch on finance and economy. I also have a tech blog, kind of my professional blog. I work @ collegehumor.com Sailthru, a NYC based startup as a back end developer.

I grew up in Kathmandu and currently live in Queens, NY (NYC).

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